Terms & Conditions

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Welcome to Summit (“App,” “we,” “our,” or “us”). By downloading, accessing, or using Summit, you agree to the following Terms and Conditions. Please read carefully before using the app.


1. Eligibility

  • You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use Summit.

  • By creating an account, you confirm that you meet this requirement.


2. Nature of the App

  • Summit is a skill-based entertainment app that allows users to place bets using virtual currencies (“Coins” and “Cash”).

  • No real money wagering is permitted. The currencies used in Summit have no real-world monetary value and cannot be exchanged for real money or equivalent.

  • The app is for fun and entertainment purposes only.


3. Virtual Currency (Coins & Cash)

  • Coins: Earned through rewards, login bonuses, challenges, and periodic free gifts.

  • Cash: May be obtained through in-app purchases or via ACH transfers (depending on jurisdiction). Like Coins, Cash is a virtual currency only and holds no cash value outside the app.

  • Summit reserves the right to modify earning rates, bonuses, or purchase methods at any time.


4. User Conduct

You agree not to:

  • Use Summit for unlawful purposes or in violation of any laws.

  • Attempt to sell, trade, or transfer virtual currencies outside of the app.

  • Exploit bugs, hacks, or unauthorized software to manipulate gameplay.

  • Impersonate others, post offensive content, or engage in fraudulent activity.

Violation may result in suspension or permanent termination of your account.


5. Betting Rules

  • All bets placed in Summit are based on real sports games and events.

  • Odds, spreads, moneylines, and totals are provided through third-party data providers and may vary.

  • Once placed, bets cannot be reversed or refunded.

  • Summit does not guarantee accuracy or timeliness of sports data.


6. Rewards & Promotions

  • Summit may offer promotional rewards, daily bonuses, or referral incentives.

  • Rewards cannot be redeemed for cash or transferred outside the app.

  • Summit may modify or discontinue promotions at its discretion.


7. No Real Gambling

  • Summit does not involve real-money gambling.

  • Participation does not guarantee winnings of any kind outside of the app’s virtual currency.

  • The app is intended strictly for entertainment purposes.


8. Account Management

  • You are responsible for maintaining the confidentiality of your account credentials.

  • Summit is not liable for losses resulting from unauthorized account use.

  • Accounts found violating these Terms may be suspended or permanently banned.


9. Intellectual Property

  • All content within the app—including logos, graphics, data, and design—is owned by Summit and may not be copied or used without prior permission.


10. Limitation of Liability

  • Summit is provided on an “as is” and “as available” basis.

  • We do not guarantee uninterrupted access, error-free service, or accuracy of results.

  • Summit is not responsible for any damages arising from use of the app, including but not limited to data loss, account issues, or third-party service failures.


11. Modifications

We may update or revise these Terms at any time. Continued use of the app after changes means you accept the updated Terms.


12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of United States of America.